Tag Archives: mortgage broker

Immigrants the proudest Canadians, poll suggests

Posted on February 16, 2012 by

We love people that are New to Canada. New immigrants are 20% of our business. There are lots of tricks on what is needed to get a mortgage for them and not all banks do these files BUT WE ARE … Continue reading →

Posted in New-to-Canada Programs | Tagged , , , , , , , | Leave a comment

Burgeoning Calgary population to fuel demand in housing market & the West is now bigger than the East!

Posted on February 9, 2012 by

The migration West continues! Just yesterday Canada Census noted that for the first time in history the West has more people than the East -  sure it is only by 0.1% but hey … it’s official. The migration continues mostly … Continue reading →

Posted in economy, invest | Tagged , , , , , , , | Leave a comment

Alberta job growth outpacing Canada: Statistics Canada

Posted on February 3, 2012 by

This is great news – but a bit old as everyone in Alberta is aware of their friends getting great jobs, without interviews, for more than they were expecting! And all those people are buying homes which will support the … Continue reading →

Posted in Uncategorized | Tagged , , , , | Leave a comment

Canada’s East-West economic divide deepens

Posted on January 11, 2012 by

As the divide gets greater the West continually does better. Alberta is the best place to live and do business in North America right now. That creates home demand and supports home prices. This is from the Globe and Mail: … Continue reading →

Posted in Uncategorized | Tagged , , , , , | Leave a comment

Credit Score Info – this is great data

Posted on January 6, 2012 by

Below is a good article on credit scores. Mortgage applications are evaluated on 4 factors. You can think of them as “legs of a chair.” If 1 or 2 legs are shaky it could still stand if the other 2 … Continue reading →

Posted in Uncategorized | Tagged , , , , | Leave a comment

Why you should get a rate hold right now.

Posted on December 19, 2011 by

Why you should get a rate hold now. Let’s get right down to business; the advantages of using a top mortgage broker are listed near the end of this entry but reasons to use us should be pretty obvious by … Continue reading →

Posted in Uncategorized | Tagged , , , | Leave a comment

Variable mortgage rates are no longer as attractive

Posted on December 19, 2011 by
Posted in Uncategorized | Tagged , , , | Leave a comment

ING now has the evil & dirty collateral mortgage – like TD and RBC

Posted on December 5, 2011 by

Also see the article from earlier this year about TD and RBC offering the collateral mortgage – which is an “IOU” for every single $ you have. (http://blog.markherman.ca/2011/05/09/why-you-do-not-want-a-collateral-mortgage-from-td-or-rbc/ ) Essentially YOU give them the right to sue YOU into bankruptcy … Continue reading →

Posted in bank, Calgary mortgage, real estate | Tagged , , , | Leave a comment

Canada’s economy surges ahead

Posted on December 2, 2011 by

There is good news out there for the Canadian economy and home buying. Here is some below. Christine Dobby Nov 30, 2011 – 7:06 PM ET The Canadian economy was not as bad as first feared in the third quarter. … Continue reading →

Posted in Uncategorized | Tagged , , , , , | Leave a comment

Rates, spreads and all the rest

Posted on December 1, 2011 by

This is an article that was sent to me. It is totally technical and I love it. This is the real reason behind what are the lowest rates we have ever seen. It also explains why the days of Prime … Continue reading →

Posted in Bank rates, Calgary mortgage, Canadian mortgage, economy, Uncategorized | Tagged , , , , , , , , , | Leave a comment