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About MortgageMarkHer

1 of Canada's top-10 mortgage brokers for last 3 years. 1 of 4 brokers with a Masters Degree in Finance.

Immigrants the proudest Canadians, poll suggests

We love people that are New to Canada. New immigrants are 20% of our business. There are lots of tricks on what is needed to get a mortgage for them and not all banks do these files BUT WE ARE … Continue reading

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Banks Have Canceled their 4-year Promos – Rates on the rise.

Still time to get a rate hold at the old rates if you hop to it. The banks 2.99% four-year fixed promotions were intended to last until February 29. RBC and others have cancelled them early. The nation’s banks rates … Continue reading

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Burgeoning Calgary population to fuel demand in housing market & the West is now bigger than the East!

The migration West continues! Just yesterday Canada Census noted that for the first time in history the West has more people than the East -  sure it is only by 0.1% but hey … it’s official. The migration continues mostly … Continue reading

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Alberta job growth outpacing Canada: Statistics Canada

This is great news – but a bit old as everyone in Alberta is aware of their friends getting great jobs, without interviews, for more than they were expecting! And all those people are buying homes which will support the … Continue reading

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New Canadian Mortgage Rules are Possible

Below is a commentary on the possible new rules for Canadian mortgages. Anyone looking at buying with 5% down (which is about 80% of our clients) or using a 30 year amortization (75% of our clients) should look at buying … Continue reading

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CIBC Being Sued: Unfair payout penatly calculations continue

This is interesting. We have always thought that the way they do their math was odd or different or something. Another reason to use a good Calgary broker that has other options than the Big 6 banks that continue to … Continue reading

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Canada’s East-West economic divide deepens

As the divide gets greater the West continually does better. Alberta is the best place to live and do business in North America right now. That creates home demand and supports home prices. This is from the Globe and Mail: … Continue reading

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Credit Score Info – this is great data

Below is a good article on credit scores. Mortgage applications are evaluated on 4 factors. You can think of them as “legs of a chair.” If 1 or 2 legs are shaky it could still stand if the other 2 … Continue reading

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Why you should get a rate hold right now.

Why you should get a rate hold now. Let’s get right down to business; the advantages of using a top mortgage broker are listed near the end of this entry but reasons to use us should be pretty obvious by … Continue reading

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Variable mortgage rates are no longer as attractive

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